The last few years have been interesting for Fintech as we've seen both startups and established companies start to rethink the financial industry in order to adapt to a world that was rapidly changing thanks to crypto, blockchain, and the pandemic.
Related resource: 14 FinTech Startups Shaping the Future of Finance
Relevant trends from the past few years include:
- A surge in investments and interest in crypto and blockchain
- Financial services and products broadened as more partnerships were created thanks to embedded banking
- A shift from legacy infrastructures to core banking systems
- Fintech’s reach expanded to regions of the world that needed it most due to broken financial systems such as Southeast Asia, Africa, and Latin America
- There was a focus on innovation and global opportunities from VC’s and companies who are looking to take advantage of the increasing need for change within the Fintech industry
Recent Investment highlights: (source)
- “Record number of fintech deals drives total investment to $210 billion in 2021”
- “Blockbuster year for crypto and blockchain, with $30 billion in investment globally”
- “‘Buy now, pay later’ space seeing large deals across jurisdictions”
- “Increasing focus on core banking replacements”
- “PE investment in fintech space more than doubles previous high”
What we can take away from this is that fintech is emerging to be the leading sector within investments and 2022 will be a year of increased optimism and interest not only within Fintech but subsectors (such as Defi), which are well positioned to keep evolving and make a huge impact on the world and the financial system as we know it. There is a huge need for modernizing core banking platforms and even replacing banking systems- making it the best time to launch a fintech startup as well as invest in one.
TechCrunch conducted interviews with some of the top VCs within the fintech space and said the two biggest topics that are spiking the interest of investors are crypto and Latin America investments. Others have said that there is also an increasing interest in B2B payments, BNPL (buy now, pay later platforms), embedded services (embedded lending, embedded insurance and embedded capital markets businesses- source).
KPMG’s top predictions for the fintech market globally in 2022: (Source)
- A growing number of banks will offer embedded solutions
- There will be increased regulatory scrutiny of embedded finance offerings
- Fintechs will focus on branding themselves as data organizations
- ESG-focused fintechs will have a big growth trajectory
- There will be a stronger focus on dealmaking in underdeveloped regions.
- Unicorn status will lose some of its luster in developed markets, but remain key in emerging ones
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Visible looks to help connect founders with investors all over the world. Below, we highlight 10 of our favorite FinTech venture capitalists. Search through these investors and 13,000+ more on Visible’s Connect platform.
FinTech Collective
- Location: New York, New York, United States
- About: The firm is currently investing out of its third fund, a $200m early-stage fund with a focus on capital markets, wealth and asset management, banking-lending-payments, and insurance. The firm actively invests in decentralized finance (“defi”) opportunities across these segments.
- Thesis: Our ambition is to create the future of financial services, bringing transparency and choice to developed markets and financial connectivity and socio-economic mobility to developing markets.
- Investment Stages: Seed, Series A, Series B
- Recent Investments:
- Qlub
- NYDIG
- Anyfin
Accel
- Location: Palo Alto, California, United States
- About: Accel is a leading venture capital firm that invests in people and their companies from the earliest days through all phases of private company growth. Atlassian, Braintree, Cloudera, CrowdStrike, DJI, Dropbox, Dropcam, Etsy, Facebook, Flipkart, FreshWorks, Jet, Qualtrics, Slack, Spotify, Supercell, UiPath and Vox Media are among the companies the firm has backed over the past 35 years.
- Thesis: We partner with exceptional founders with unique insights, from inception through all phases of growth.
- Investment Stages: Pre-Seed, Seed, Series A, Series B, Series C, Growth
- Recent Investments:
- NiYO Solutions
- Coast
- Genesis Global
Anthemis Group
- Location: New York and London
- About: Our deep understanding of markets and models, passion for emerging technology and values inspire everything we do. By creating fertile ground for a diverse group of startups, investors, entrepreneurs, institutions, academics, and visionaries to converge, we believe we can solve the financial services world’s most pressing challenges faster, better and for the benefit of all.
- Thesis: Invests in startups that leverage technology to significantly impact the financial system.
- Investment Stages: Pre-Seed, Seed, Series A, Series B, Series C, Growth, Early Stage, Startup Studio (Lab)
- Recent Investments:
- Atom Bank
- tide
- Flat.mx
Related Resource: 15 Venture Capital Firms in London Fueling Startup Growth
RRE Ventures
- Location: New York, New York, United States
- About: RRE Ventures is a New York-based venture capital firm that offers early-stage funding to software, internet, and communications companies.
- Investment Stages: Series A, Series B
- Recent Investments:
- Venmo
- Bol
- Capitalize
Greycroft
- Location: New York, New York, United States
- About: Greycroft is a venture capital firm that focuses on technology start-ups and investments in the Internet and mobile markets.
- Investment Stages: Pre-Seed, Seed, Series A, Series B, Growth
- Recent Investments:
- Procurated
- CyberFortress
- Kandji
Insight Partners
- Location: New York, New York, United States
- About: Insight Partners is the most trusted scale-up firm in the software industry.
- Thesis: We support companies in good times, as well as challenging ones.
- Investment Stages: Pre-Seed, Seed, Series A, Series B, Series C, Growth
- Recent Investments:
- ncino
- checkout.com
- coast
QED Investors
- Location: Alexandria, Virginia, United States
- About: QED Investors actively supports high-growth businesses that use the information to compete — and win.
- Investment Stages: Seed, Series A, Series B
- Recent Investments:
- zibo
- bitso
Index Ventures
- Location: San Francisco, California, United States
- About: They are an international venture capital firm based in London, San Francisco and Geneva
- Thesis: Other firms invest in deals, Index invests in people. A deal is transactional. Relationships endure, and ours are based on curiosity, thoughtfulness, and deep conviction.
- Investment Stages: Seed, Series A, Series B, Series C, Growth
- Recent Investments:
- CoverWallet
- Savvy Wealth
- Fireblocks
Related Resource: The 11 Best Venture Capitals in San Francisco
Better Tomorrow Ventures
- Location: San Francisco, CA
- About: BTV is an early stage fintech focused fund that leads rounds in pre-seed and seed-stage fintech companies globally. We take a pretty broad view on fintech, and many vertical SaaS and marketplace businesses fit in our purview too.
- Thesis: We invest for a better future (hence the name); financial technology is a great way to improve people’s lives.
- Investment Stages: Pre-seed, Seed
- Recent Investments:
- Brick
- CreditBook
- Clubbi
Bain Capital Ventures
- Location: Boston, Massachusetts, United States
- About: Bain Capital Ventures is a global private equity firm with over $17 billion of assets under management. Since 1984, the firm has invested in over 200 companies, with such notable successes as Aspect Development, DoubleClick, Gartner Group, and Netfish Technologies. Bain Capital Ventures manages a $250 million fund. Bain Capital Ventures partners with exceptional management teams to help early stage companies become long-term leaders in their markets.
- Thesis: We partner with disruptive founders to accelerate their ideas to market.
- Investment Stages: Pre-Seed, Seed, Series A, Series B, Growth
- Recent Investments:
- Orum
- Material Bank
- Reonomy
American Express Ventures
- Location: Palo Alto, California, United States
- About: Seeks to invest in innovative startups in order to enhance the company’s core capabilities and accelerate their efforts in consumer commerce and B2B services.
- Investment Stages: Seed, Series A, Series B, Series C, Growth
- Recent Investments:
- Finmark
- Pinwheel
- Statespace
SignalFire
- Location: San Francisco, California, United States
- About: SignalFire is a venture capital firm that invests in seed-stage companies and breakout companies.
- Investment Stages: Seed, Series A
- Recent Investments:
- Tradeswell
- PlanetScale
- Ro
Torch Capital
- Location: New York, New York, United States
- About: Torch Capital is a brand-focused investment firm built to shepherd the next generation of industry changing mission driven consumer companies. We invest in consumer platforms, products and services from healthcare, fintech, and food & beverage, to digital media, e-commerce and marketplaces.
- Investment Stages: Pre-Seed, Seed, Series A
- Recent Investments:
- Embed
- Lili
- Little Otter
Mouro Capital
- Location: London, England
- About: Mouro Capital is a venture capital firm that backs entrepreneurs and start-ups who are shaping the future of financial services. With $400m AuM and the support of Banco Santander, the fund targets early to growth stage investment opportunities across Europe, North America and Latin America. The fund brings fintech expertise, a global network and a track-record of successful investments and market recognition from our core investment team to scaling start-ups.
- Recent Investments:
- a55
- Digital Asset Holdings
- Curve
Canaan Partners
- Location: Westport, Connecticut, United States
- About: Canaan Partners invests more than money in a company—they invest their time, experience, knowledge, connections and team-oriented approach. They place tremendous value on creating working partnerships with entrepreneurs and management teams who have the character and the drive to succeed. Prominent among Canaan’s resources is the breadth of operating, managerial and financial experience.
- Investment Stages: Seed, Series A, Series B, Growth
- Recent Investments:
- Kickpay
- CircleUp
- Italic
Related Resource: Atlanta’s Hottest Venture Capital Firms: Our Top 9 Picks
Additional FinTech Resources
Downloadable KPMG’s Pulse of Fintech H2’21
Download this edition for:
-
- Global and regional analysis with key investment data and insights
- Top fintech trends for 2022 and beyond
- Interviews with Quantexa and Thought MachineFintech segment insights for a deeper dive into payments, insurtech, regtech, Wealthtech, cybersecurity, blockchain and cryptocurrency
- Spotlight articles on Emerging Markets: LATAM and Africa.
Other Investor Lists
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- 60+ Active Seed Stage SaaS Investors & Fundraising Tips
- 23 Top VC Investors Actively Funding SaaS Startups
- Exploring VCs by Check Size
- 10 VCs Investing In Food & Bev Startups
- 10 Blockchain Investors Founders Should Know
- 10 VC Firms Investing in Web3 Companies
- 15 Direct to Consumer (D2C) VC Investors You Need to Know
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