Terms Of Service

Visible.vc, Inc. Terms of Service

These terms of service (“Terms of Service”) constitute a legal agreement between you and Visible.vc, Inc. Any reference to “Visible” in this document includes our directors, officers, employees, contractors, owners, agents, licensors, or licensees. As used in these Terms of Service, the words “you”, “your” and “user” refer to you, the user of Visible’s website, device, or applications, as the party agreeing to these Terms of Service (collectively “Visible User”). The words “we”, “us”, “our” and any other variation thereof refer to Visible. As used in these Terms of Service, the term “Site” includes all websites and all devices, applications or services that we operate or offer that link to these Terms of Service, pages within each such website, device, application or service, any equivalent, mirror, replacement, substitute or backup website, device, application or service, and pages that are associated with each such website, device, application or service. The use of the word “including” in these Terms of Service to refer to specific examples will be construed to mean “including, without limitation” or “including but not limited to” and will not be construed to mean that the examples given are an exclusive list of the topics covered.

1. Acceptance of Terms

1.1 Acknowledgement. Visible.vc, Inc. (“Visible”) provides its Service (as defined below) to you through its web site located at http://visible.vc (the “Site”), subject to this Terms of Service agreement (“TOS”). By accepting this TOS or by accessing or using the Service or Site, you acknowledge that you have read, understood, and agree to be bound by this TOS. If you are entering into this TOS on behalf of a company, business or other legal entity, you represent that you have the authority to bind such entity and its affiliates to this TOS, in which case the terms “you” or “your” shall refer to such entity and its affiliates. If you do not have such authority, or if you do not agree with this TOS, you must not accept this TOS and may not use the Service.

1.2 Updating Terms. Visible may update or change this TOS from time to time without prior notice. You can review the most current version of this TOS at any time at http://visible.vc/tos. The revised terms and conditions will become effective upon posting, and if you use the Service after that date, your use will constitute acceptance of the revised terms and conditions. If any change to this TOS is not acceptable to you, your only remedy is to stop accessing and using the Service.

2. Description of Service

2.1 Service. The “Service” includes (a) the Site, (b) Visible’s technology for data sharing and communication for companies, investors, and their key stakeholders and related technologies for monitoring your investment portfolios, and (c) all software (including the Software, as defined below), data, reports, text, images, sounds, video, and content made available through any of the foregoing (collectively referred to as the “Content”). Any new features added to or augmenting the Service are also subject to this TOS.

2.2 User Information. Visible does not own and shall not be responsible for any personal or investment portfolio information and related information or data that you authorize us to retrieve or submit to the Service in the course of using the Service (“User Information”). You, not Visible, shall be solely responsibility for the accuracy, quality, integrity, legality, reliability, appropriateness, and intellectual property ownership or right to use all User Information, and Visible shall not be responsible or liable for the deletion, correction, destruction, damage, loss or failure to store any User Information.

2.3 Trial Period. Visible may offer you certain features or a limited version of the Services on a temporary, cost-free basis (“Trial Period”). Unless earlier terminated as described in this TOS, any Trial Period will continue for (a) the then-current Trial Period offered by Visible, as set forth in the Service, unless otherwise extended by Visible in its discretion, or (b) if earlier, the start date of your paid Services term. The Trial Period may be subject to additional terms and conditions as set forth in the Service, which are hereby incorporated by reference into this TOS; any such additional Trial Period terms will govern in the event of a conflict with this TOS. ANY USER INFORMATION YOU PROVIDE DURING THE TRIAL PERIOD MAY BE DELETED AFTER THE TRIAL PERIOD UNLESS YOU PURCHASE A PAID SUBSCRIPTION FOR THE SAME SERVICE FEATURES.

3. General Conditions, Access and Use of the Service

3.1 Subject to the terms and conditions of this TOS, you may access and use the Service only for lawful purposes. All rights, title and interest in and to the Service and its components will remain with and belong exclusively to Visible. You shall not (a) sublicense, resell, rent, lease, transfer, assign, time share or otherwise commercially exploit or make the Service available to any third party; (b) use the Service in any unlawful manner (including without limitation in violation of any data, privacy or export control laws) or in any manner that interferes with or disrupts the integrity or performance of the Service or its components, or (c) modify, adapt or hack the Service to, or otherwise attempt to gain unauthorized access to the Service or its related systems or networks or any computers, networks, servers or accounts of third parties. You shall comply with any codes of conduct, policies or other notices Visible provides you or publishes in connection with the Service, and you shall promptly notify Visible if you learn of a security breach related to the Service. You will not use the Services in a manner that violates the terms and conditions of any third party application or other service.

3.2 Proprietary and Confidential Information. Any software or agents that may be made available by Visible in connection with the Service (“Software”) contains proprietary and confidential information that is protected by applicable intellectual property and other laws. Subject to the terms and conditions of this TOS, Visible hereby grants you a personal, non-transferable, non-sublicensable and non-exclusive right and license to use the object code of any Software solely in connection with the Service, provided that you shall not (and shall not allow any third party to) copy, modify, create a derivative work of, reverse engineer, reverse assemble or otherwise attempt to discover any source code or sell, assign, sublicense or otherwise transfer any right in any Software. You agree not to access the Service by any means other than through the interface that is provided by Visible for usein accessing the Service. Any rights not expressly granted herein are reserved and no license or right to use any trademark of Visible or any third party is granted to you in connection with the Service.

3.3 Account Information. You are solely responsible for all Account Information (as defined below), data, information, feedback, suggestions, text, content and other materials that you enable, upload, post, deliver, provide or otherwise transmit or store (hereafter “post(ing)”) in connection with or relating to the Service (“Your Content”). You are responsible for maintaining the confidentiality of your login, password and account and for all activities that occur under your login or account. Visible reserves the right to access your account in order to respond to your requests for technical support. By posting Your Content on or through the Service, you hereby do and shall grant Visible a worldwide, non-exclusive, perpetual, irrevocable, royalty-free, fully paid, sublicensable and transferable license to use, modify, reproduce, distribute, display, publish and perform Your Content in connection with the Service. Visible has the right, but not the obligation, to monitor the Service, Content, or Your Content. You further agree that Visible may remove or disable any Content at any time for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content), or for no reason at all.

3.4 Operation of Service. You understand that the operation of the Service, including Your Content, may involve (a) transmissions over various networks; (b) changes to conform and adapt to technical requirements of connecting networks or devices and (c) transmission to Visible’s third party vendors and hosting partners to provide the necessary hardware, software, networking, storage, and related technology required to operate and maintain the Service. Accordingly, you acknowledge that you bear sole responsibility for adequate security, protection and backup of Your Content. Visible will have no liability to you for any unauthorized access or use of any of Your Content, or any corruption, deletion, destruction or loss of any of Your Content.

3.5 No Waiver. The failure of Visible to exercise or enforce any right or provision of this TOS shall not be a waiver of that right. You acknowledge that this TOS is a contract between you and Visible, even though it is electronic and is not physically signed by you and Visible, and it governs your use of the Service and takes the place of any prior agreements between you and Visible.

3.6 Third Party Links. The Service may contain links to third-party websites, advertisers, services, special offers, or other events or activities that are not owned or controlled by Visible. Visible does not endorse or assume any responsibility for any such third-party sites, information, materials, products, or services. If you access a third party website from the Service, you do so at your own risk, and you understand that this Agreement and Visible’s Privacy Policy do not apply to your use of such sites. You expressly relieve Visible from any and all liability arising from your use of any third-party website, service, or content. Additionally, your dealings with or participation in promotions of advertisers found on the Service, including payment and delivery of goods, and any other terms (such as warranties) are solely between you and such advertisers. You agree that Visible shall not be responsible for any loss or damage of any sort relating to your dealings with such advertisers.

3.7 Interactions with Visible Users. YOU ARE SOLELY RESPONSIBLE FOR YOUR INTERACTIONS WITH OTHER VISIBLE USERS, INCLUDING, BUT NOT LIMITED TO ALL OF THE RISKS ASSOCIATED WITH ANY ONLINE OR OFFLINE INTERACTIONS WITH USERS. We reserve the right, but have no obligation, to monitor disputes between you and other Users. Visible shall have no liability for your interactions with other Users, or for any User’s action or inaction. We do not conduct background checks on Users, and make no representations or warranties as to the conduct of any current or future Users. IN NO EVENT WILL VISIBLE BE LIABLE FOR ANY DAMAGES WHATSOEVER, WHETHER DIRECT, INDIRECT, GENERAL, SPECIAL, COMPENSATORY, CONSEQUENTIAL, AND/OR INCIDENTAL, ARISING OUT OF OR RELATING TO THE CONDUCT OF YOU OR ANYONE ELSE IN CONNECTION WITH THE USE OF THE SERVICE, INCLUDING WITHOUT LIMITATION, BODILY INJURY, EMOTIONAL DISTRESS, AND/OR ANY OTHER DAMAGES RESULTING FROM COMMUNICATIONS OR MEETINGS WITH OTHER USERS OF THIS SERVICE. YOU AGREE TO TAKE REASONABLE PRECAUTIONS IF YOU INTERACT WITH OTHER USERS, PARTICULARLY IF YOU DECIDE TO MEET OFFLINE.

3.8 Eligibility. The Service is available only to Users who are at least eighteen (18) years of age. You represent and warrant that if you are an individual, you are of legal age to form a binding contract, and that all registration information you submit is accurate and truthful. Visible may, in its sole discretion, refuse to offer the Service to any person or entity and change its eligibility criteria at any time. This provision is void where prohibited by law and the right to access the Service is revoked in such jurisdictions. If you are using the Site on behalf of any entity, you represent and warrant that you are authorized to accept this Agreement on such entity’s behalf, and that such entity agrees to indemnify Visible for violations of this Agreement.

4. Account Information from Third Party Sites

4.1 Third Party Information. Through the Service, you may direct Visible to retrieve certain information maintained online by third party providers with which you have a customer relationship, maintain accounts or engage in transactions (“Account Information”). You agree to provide your username, password and other log-in information and credentials necessary to access your account with such providers (“Access Information”), and you hereby grant Visible permission to use the Access Information and Account Information for the purposes contemplated by this TOS.

4.2 By using the Service and providing your Access Information, you expressly authorize Visible to access and use your Account Information maintained by identified third parties, on your behalf as your agent. You hereby authorize Visible to use your Access Information to accomplish the foregoing and to configure the Service so that it is compatible with the third party sites for which you submit Account Information. YOU ACKNOWLEDGE AND AGREE THAT WHEN VISIBLE ACCESSES AND RETRIEVES ACCOUNT INFORMATION FROM THIRD PARTY SITES, VISIBLE IS ACTING AS YOUR AGENT, AND NOT AS THE AGENT OF OR ON BEHALF OF THE THIRD PARTY. You represent and warrant that neither the foregoing (or anything else in this TOS) nor your use of the Services will violate any agreement or terms to which you are subject, including without limitation, those with respect to any third party site. The manner in which such third party providers transmit, use, store and disclose your Account Information is governed solely by the policies of such third parties, and Visible shall have no liability or responsibility for the privacy practices or other actions of any third party site or service that may be enabled within the Service. In addition, Visible is not responsible for the accuracy, availability or reliability of any Account Information, data, information, content, services, advice or statements made available in connection with such third party services. As such, Visible is not liable for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such third party services, including without limitation (a) actions or the effect of actions that you authorize the Service to take with respect to third party services (such as database queries), (b) inaccurate or corrupted Account Information within the third party service, the Service or otherwise (c) reliance on calculations or visualizations provided by the Service or actions you take as a result of such calculations or visualizations, or (d) Visible’s categorization or classifications of Account Information on the Service.

4.3 Visible does not guarantee that any such third party services will continue to be made available within the Service, and such services may be removed or disabled by Visible at any time without notice to you. You acknowledge and agree that the Service may not be sponsored or endorsed by the third party services accessible through the Service.

5. Privacy and Security

5.1 Privacy Policy. We care about the privacy of our Users. We collect and use personally identifiable information and aggregate data as set forth in our Privacy Policy. You understand that by using Services you consent to the collection of such information, and to have your personal data collected, used, transferred to and processes in the United States.

5.2 Security. We have implemented commercially reasonable technical and organization measures designed to secure your person information from accidental loss and from unauthorized access, use, alteration or disclosure. Visible cares about the integrity and security of your personal information and transfers data with SSL encryption. However, we cannot guarantee that unauthorized third parties will never be able to defeat those measures or use your personal information for improper purposes. You acknowledge that you provide your personal information at your own risk. You can read more about our security practices in our Privacy Policy.

6.Representations and Warranties

6.1 You represent and warrant to Visible that (i) you have full power and authority to enter into this TOS; (ii) you own all Your Content or have obtained all permissions, releases, rights or licenses required to engage in your posting and other activities (and allow Visible to perform its obligations) in connection with the Services without obtaining any further releases or consents; (iii) Your Content and other activities in connection with the Service, and Visible’s exercise of all rights and license granted by you herein, do not and will not violate, infringe, or misappropriate any third party’s copyright, trademark, right of privacy or publicity, or other personal or proprietary right, nor does Your Content contain any matter that is defamatory, obscene, unlawful, threatening, abusive, tortious, offensive or harassing; and (iv) pursuant to the Eligibility clause in Section 3.8, you are at least eighteen (18) years of age.

7. Payment

7.1 Billing Policies. To the extent the Service or any portion thereof is made available for any fee, you will be required to select a payment plan and provide Visible information regarding your credit card or other payment instrument. You represent and warrant to Visible that such information is true and that you are authorized to use the payment instrument. You will promptly update your account information with any changes (for example, a change in your billing address or credit card expiration date) that may occur. You agree to pay Visible the amount that is specified in the payment plan in accordance with the terms of such plan and this TOS. If you elect to use paid aspects of the Service, you agree to the terms of sale, pricing, payment and billing policies applicable to such fees and charges, posted or linked at http://visible.vc/pricing. You hereby authorize Visible to bill your payment instrument in advance on a periodic basis in accordance with the terms of the applicable payment plan until you terminate your account, and you further agree to pay any charges so incurred. If you dispute any charges you must let Visible know within sixty (30) days after the date that Visible invoices you. We reserve the right to change Visible’s prices. If Visible does, Visible will provide notice of the change on the Site or in email to you, at Visible’s option, at least 30 days before the change is to take effect. Your continued use of the Service after the price change becomes effective constitutes your agreement to pay the changed amount.

7.2 Cancellations. You may cancel Your Account at any time, and you will not be charged further; however, you will not receive a refund when you cancel. To cancel your Visible account log into your account, navigate to your account settings, navigate to your plan subscription, and click “Cancel”.

7.3 No Refunds. You many cancel your Visible account at any time; however, there are no refunds for cancellation. In the event that Visible suspends or terminates your account or this Agreement, your understand and agree that you are not entitled to receive a refund or exchange for any Visible property, any unused time on a subscription, any license or subscription fees for any portion of the Service, any content or data associated with your account, or for anything else.

8. Representations and Warranties

8.1 You represent and warrant to Visible that (i) you have full power and authority to enter into this TOS; (ii) you own all Your Content or have obtained all permissions, releases, rights or licenses required to engage in your posting and other activities (and allow Visible to perform its obligations) in connection with the Services without obtaining any further releases or consents; (iii) Your Content and other activities in connection with the Service, and Visible’s exercise of all rights and license granted by you herein, do not and will not violate, infringe, or misappropriate any third party’s copyright, trademark, right of privacy or publicity, or other personal or proprietary right, nor does Your Content contain any matter that is defamatory, obscene, unlawful, threatening, abusive, tortious, offensive or harassing; and (iv) you are eighteen (18) years of age or older.

9. Termination

9.1 The Service may be made available to you for an initial Trial Period as described above. Once you purchase a subscription to the Service, your Trial Period will terminate. You have the right to terminate your account at any time in accordance with the procedures set forth on the Site. Visible reserves the right to (i) modify or discontinue, temporarily or permanently, the Service (or any part thereof) and (ii) refuse any and all current and future use of the Service, suspend or terminate your account (any part thereof) or use of the Service and remove and discard any of Your Content in the Service, for any reason, including if Visible believes that you have violated this TOS. Visible shall not be liable to you or any third party for any modification, suspension or discontinuation of the Service. Visible will use good faith efforts to contact you to warn you prior to suspension or termination of your account by Visible. All of Your Content on the Service (if any) may be permanently deleted by Visible upon any termination of your account in its sole discretion. However, all accrued rights to payment and the terms of Sections 5-14 shall survive termination of this TOS.

10. Disclaimer of Warranties

10.1 THE SERVICE, INCLUDING THE SITE AND CONTENT, AND ALL SERVER AND NETWORK COMPONENTS ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT ANY WARRANTIES OF ANY KIND, AND VISIBLE EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, TITLE, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. YOU ACKNOWLEDGE THAT VISIBLE DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, ERROR-FREE OR VIRUS-FREE AND NO INFORMATION, ADVICE OR SERVICES OBTAINED BY YOU FROM VISIBLE OR THROUGH THE SERVICE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THIS TOS.

11. Limitation of Liability

11.1 UNDER NO CIRCUMSTANCES AND UNDER NO LEGAL THEORY (WHETHER IN CONTRACT, TORT, OR OTHERWISE) SHALL VISIBLE BE LIABLE TO YOU OR ANY THIRD PARTY FOR (A) ANY INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, LOST SALES OR BUSINESS, LOST OR CORRUPTED DATA OR BUSINESS INTERRUPTION, OR (B) FOR ANY DIRECT DAMAGES, COSTS, LOSSES OR LIABILITIES IN EXCESS OF THE FEES ACTUALLY PAID BY YOU IN THE SIX (6) MONTHS PRECEDING THE EVENT GIVING RISE TO YOUR CLAIM OR, IF NO FEES APPLY, ONE HUNDRED ($100) U.S. DOLLARS. THE PROVISIONS OF THIS SECTION ALLOCATE THE RISKS UNDER THIS TOS BETWEEN THE PARTIES, AND THE PARTIES HAVE RELIED ON THESE LIMITATIONS IN DETERMINING WHETHER TO ENTER INTO THIS TOS.

11.2 Some states do not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages, which means that some of the above limitations may not apply to you. IN THESE STATES, VISIBLE’S LIABILITY WILL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

12. Disclaimer of Warranties

12.1 You shall defend, indemnify, and hold harmless Visible from and against any claims, actions or demands, including without limitation reasonable legal and accounting fees, arising or resulting from your breach of this TOS, any of Your Content, or your other access, contribution to, use or misuse of the Service. Visible shall provide notice to you of any such claim, suit or demand. Visible reserves the right to assume the exclusive defense and control of any matter which is subject to indemnification under this section. In such case, you agree to cooperate with any reasonable requests assisting Visible’s defense of such matter.

13. Assignment

13.1 You may not assign this TOS without the prior written consent of Visible, but Visible may assign or transfer this TOS, in whole or in part, without restriction.

14. Governing Law

14.1 This TOS shall be governed by the laws of the State of Illinois without regard to the principles of conflicts of law. Unless otherwise elected by Visible in a particular instance, you hereby expressly agree to submit to the exclusive personal jurisdiction of the federal and state courts of the State of Illinois for the purpose of resolving any dispute relating to your access to or use of the Service.

These Terms of Service were last modified on May 20th, 2015